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21 ‘Saving Money Quotes’ for World Savings Day

saving money quotes image with family and piggy bank

Saving money saves you. 

Sayings like, “you must save for a rainy day” or “a penny saved is a penny earned” are cliches because, over time, they have proven to be universally true. 

No matter the era, saving money remains a challenging and relentless issue. 

In fact, 61% of Americans live paycheck to paycheck and 56% of them lack the savings to cover a $1,000 unplanned expense. 

A car breakdown or a medical emergency can wreck your budget, or worse, put you and your family on the brink of homelessness. Even having a six-figure income won’t save you. 

Since October 31st also marks World Savings Day, Black Men’s Health has collected 21 saving money quotes, including those on the necessity of downsizing your lifestyle and the true meaning of wealth. These saving money quotes contain seeds of wisdom that can be applied year-round for the rest of your life.


Quotes About the Value of Saving Money

“You can make money two ways — make more, or spend less.” – John Hope Bryant

“Predicting rain doesn’t count. Building arks does.” – Warren Buffett

“The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.” – T.T. Munger

“It is great wealth to a soul to live frugally with a contented mind.” – Lucretius

“You must gain control over your money or the lack of it will forever control you.” – Dave Ramsey

“He who buys what he does not need, steals from himself.” – Swedish Proverb

“The art is not in making money, but in keeping it.” – Proverb

Quotes About Downsizing Your Cost of Living

“Wealth consists not in having great possessions, but in having few wants.” – Epictetus

“If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed.” – Edmund Burke

“What some people mistake for the high cost of living is really the cost of living high.” – Doug Larson

“Focus on all four of your net worth factors: increasing your income, increasing your savings, increasing your investment returns, and decreasing your cost of living by simplifying your lifestyle.” – T. Harv Eker

“He who will not economize will have to agonize.” – Confucius

Quotes About the True Meaning of Wealth

“The wealth which enslaves the owner is not wealth.” – African Proverb

“Never depend on a single income. Make an investment to create a second source.” – Warren Buffett

“There is a gigantic difference between earning a great deal of money and being rich.” – Marlene Dietrich

“Both poverty and riches are the offspring of thought.” – Napoleon Hill

“A purpose for wealth, beyond hoarding it, is vital to sustain the ongoing persistence needed to acquire it.” – John Soforic

“He is richest who is content with the least, for content is the wealth of nature.” – Socrates

“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” – Robert Kiyosaki

“Once you really accept that spending money doesn’t equal happiness, you have half the battle won.” – Ernest Callenbach

“I have about concluded that wealth is a state of mind, and that anyone can acquire a wealthy state of mind by thinking rich thoughts.” – Edward Young

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